Monthly Statistical Bulletin
3.4  Household debt and household saving ratios
Quarter	2003–04	2004–05	2005–06	2006–07	2007–08
Household debt ratio (a) (b) – per cent
September	129.5	140.8	147.7	155.8	157.2
December	133.4	143.2	149.2	156.1	158.3
March	137.2	144.6	151.1	156.8	158.4
June	138.8	146.7	153.2	158.2	157.8
Household debt servicing ratio (a) - per cent
September	8.9	10.2	10.8	12.1	12.9
December	9.6	10.3	11.0	12.3	13.4
March	10.1	10.5	11.2	12.5	13.9
June	10.0	10.8	11.4	12.5	14.4
Household saving ratio (a) – per cent
September	-3.8	-2.5	-0.3	-0.8	1.7
December	-4.0	-2.5	0.1	0.2	0.2
March	-3.9	-1.8	-0.7	0.0	0.2
June	-1.3	-1.6	0.0	1.6	0.9
Annual average	-3.2	-2.1	-0.2	0.3	0.7
(a) Quarterly figures are seasonally adjusted.
(b) At the end of the quarter.
Sources: ABS, Australian national accounts: national income, expenditure and product,
Cat. no. 5206.0 for the household saving ratio;
RBA for the household debt and debt servicing ratios.
								Update
								3 Dec. 2008 for household saving ratio
								January 2009 for the debt ratios